Cosmic Habit Force is the power that drives our habits and actions, whether they are positive or negative. It's the force that keeps us doing the same things over and over again, whether we realize it or not. Universal Law, on the other hand, is the set of principles that govern the universe and everything in it. It includes the Law of Attraction, which states that we attract what we focus on, and the Law of Cause and Effect, which states that every action has a corresponding reaction.