Privacy, Terms & Disclosures
Last Updated: September 9, 2026
KathieOwen.com is owned and operated by Kathie's Coaching and Consulting, LLC, doing business as Kathie Owen Private Consultant ("Kathie Owen," "we," "us," or "our").
By accessing or using this website, you acknowledge and agree to the terms, disclosures, and privacy practices described on this page.
1. Educational & Informational Disclaimer
The content provided on KathieOwen.com, including articles, videos, podcast episodes, books, downloads, resources, social media content, presentations, and other materials, is provided for educational, informational, and commentary purposes.
Kathie Owen's work explores topics that may include leadership, human behavior and patterns, executive presence, workplace dynamics, decision-making under pressure, personal development, Reality Transurfing, fitness, wellness, and related subjects.
Nothing on this website is intended to constitute medical, psychological, psychiatric, therapeutic, legal, financial, nutritional, or other licensed professional advice.
You are responsible for evaluating information presented on this website and determining whether and how it applies to your individual circumstances.
2. Private Consulting
Kathie Owen provides private consulting services to individuals, founders, executives, leaders, organizations, and other clients.
Consulting engagements are designed according to the circumstances, objectives, and needs identified between Kathie Owen and the client. Information provided on this website about consulting is intended to describe the general nature of the work and does not constitute a promise of any particular service, methodology, deliverable, result, or outcome.
Visiting this website, submitting an inquiry, scheduling a conversation, completing a questionnaire, or communicating with Kathie Owen does not by itself create a consulting relationship.
A consulting relationship begins only when mutually agreed upon by Kathie Owen and the client.
3. No Guarantee of Results
Human behavior, leadership, business conditions, organizational dynamics, and individual circumstances are complex and influenced by many factors.
Accordingly, Kathie Owen makes no guarantees regarding specific personal, professional, financial, organizational, leadership, health, or business outcomes resulting from consulting services or from the use of information presented on this website.
Examples, observations, testimonials, case studies, or descriptions of results represent individual experiences and should not be interpreted as promises or guarantees of similar results.
Clients and website visitors remain responsible for their own decisions, actions, and results.
4. Health, Fitness & Mental Wellness Disclaimer
Some content on this website may discuss fitness, exercise, wellness, stress, emotional regulation, mental wellness, nervous-system regulation, or other health-related subjects.
This information is educational and informational only and is not medical or mental-health treatment.
Consult an appropriately qualified healthcare professional before beginning or substantially changing an exercise, nutrition, wellness, or health program, particularly if you have a medical condition, injury, diagnosis, symptoms, or other health concerns.
Nothing provided by Kathie Owen should be used to diagnose, treat, prevent, or cure a medical or mental-health condition or as a replacement for individualized care from a licensed healthcare professional.
5. Books & Published Materials
Kathie Owen is an author, and this website may feature, promote, link to, sell, or provide information about books and other published works written by Kathie Owen.
Books and published materials are provided for educational, informational, and personal-development purposes unless expressly stated otherwise.
Ideas, frameworks, exercises, observations, examples, stories, and other material contained in Kathie Owen's books should not be interpreted as individualized professional, medical, psychological, legal, financial, or other licensed advice.
Readers are responsible for determining how, whether, and to what extent they apply any information or exercises contained in these materials.
Kathie Owen's original written works, frameworks, terminology, exercises, graphics, and other original materials are protected by applicable intellectual-property laws.
6. Reality Transurfing & Third-Party Concepts
Kathie Owen frequently discusses Reality Transurfing and may reference concepts, books, authors, teachers, researchers, and other third-party works in her educational content.
Reality Transurfing is associated with the published works of Vadim Zeland. Kathie Owen discusses these concepts from the perspective of personal study, experience, commentary, and application.
Kathie Owen is not affiliated with, endorsed by, or certified by Vadim Zeland or the owners, publishers, or rights holders associated with Reality Transurfing unless expressly stated otherwise.
References to third-party books, concepts, authors, trademarks, or other intellectual property are made for purposes such as education, commentary, discussion, criticism, or attribution. Ownership of third-party intellectual property remains with its respective owners.
7. Affiliate Disclosure
KathieOwen.com may contain affiliate links.
When you purchase a product or service through certain links on this website, Kathie Owen may receive a commission or other compensation at no additional cost to you.
Affiliate relationships do not determine the opinions expressed on this website. Kathie Owen aims to recommend or discuss products, services, books, tools, and resources that she genuinely finds relevant or useful.
Where appropriate, affiliate relationships may also be disclosed near the applicable content or recommendation.
Kathie Owen may participate in affiliate programs, including the Amazon Services LLC Associates Program. As an Amazon Associate, Kathie Owen may earn from qualifying purchases.
8. Intellectual Property & Copyright
Unless otherwise identified, the original content on KathieOwen.com is owned by Kathie's Coaching and Consulting, LLC and/or Kathie Owen and is protected by applicable copyright, trademark, and intellectual-property laws.
This includes, where applicable, original:
written content and articles;
books and published works;
videos and podcast content;
frameworks and methodologies;
presentations and educational materials;
downloads, worksheets, and resources;
graphics and original designs;
photographs owned by Kathie Owen;
names, phrases, and branded concepts to the extent protected by law.
Content may be viewed and shared through ordinary website and social-media sharing functions for personal, noncommercial purposes.
You may not reproduce, republish, distribute, sell, substantially copy, modify, create derivative commercial materials from, or otherwise exploit original content without prior written permission, except as otherwise permitted by applicable law.
Brief quotations may be used where legally permitted with appropriate attribution to Kathie Owen and, when applicable, a link to the original source.
For permissions or licensing inquiries, contact ko@kathieowen.com.
9. Third-Party Links & Resources
This website may contain links to websites, products, books, platforms, videos, services, or resources operated by third parties.
A link does not necessarily constitute an endorsement, partnership, or guarantee.
Kathie Owen does not control third-party websites and is not responsible for their content, availability, privacy practices, security, products, services, or policies.
When you leave KathieOwen.com, the terms and privacy policies of the third-party website or service apply.
10. Communications & Confidentiality
Kathie Owen's work frequently involves sensitive personal, professional, leadership, and organizational matters, and discretion is an important part of her consulting practice.
Information submitted directly through an inquiry form, email, questionnaire, or other communication channel will be handled with reasonable care.
However, communications made before a formal consulting relationship begins do not create attorney-client, physician-patient, therapist-client, or other legally privileged professional relationships.
Please use appropriate discretion when transmitting highly sensitive, proprietary, regulated, or confidential information electronically.
Confidentiality obligations applicable to a specific consulting engagement may be addressed separately in the agreement governing that engagement.
11. Website Use
You agree to use KathieOwen.com only for lawful purposes.
You may not intentionally interfere with the operation or security of the website, attempt unauthorized access to website systems, misuse website content, impersonate another person, or use the website in a manner that violates applicable law or the rights of others.
We reserve the right to restrict access to the website when reasonably necessary to protect the website, our business, our intellectual property, or other users.
12. Accuracy & Availability
Kathie Owen makes reasonable efforts to provide useful and accurate information. However, information, resources, links, pricing, availability, references, and other website content may change over time.
We do not warrant that every piece of information on the website will always be complete, current, error-free, or continuously available.
Your use of information obtained through this website is at your own discretion and risk.
13. Limitation of Liability
To the fullest extent permitted by applicable law, Kathie Owen and Kathie's Coaching and Consulting, LLC are not responsible for losses, damages, injuries, claims, or consequences arising from your reliance on or use of information provided through this website or third-party resources linked from it.
Nothing in these terms is intended to exclude or limit liability that cannot legally be excluded or limited.
Privacy Policy
14. Information We Collect
We may collect information that you voluntarily provide when you:
contact Kathie Owen;
submit an inquiry or website form;
subscribe to an email list or newsletter;
schedule a conversation;
purchase a product or service;
enter into a consulting engagement;
respond to a questionnaire;
download or request a resource; or
otherwise communicate with us.
Depending on the interaction, this information may include your name, email address, telephone number, business information, responses you voluntarily provide, purchase information, and other information you choose to share.
We may also receive technical information generated when you use the website, such as IP address, browser or device information, referring pages, pages visited, approximate location information, and website interaction data.
15. How We Use Information
Information may be used to:
respond to inquiries;
provide consulting services;
process transactions;
deliver products, books, resources, or services;
schedule and administer conversations or engagements;
send requested email communications;
maintain business records;
improve the website, content, and services;
understand website usage;
protect the security and integrity of our business and website;
comply with applicable legal obligations; and
communicate about relevant content, services, or offerings when permitted by law.
We do not sell your personal information.
16. Payments
Payments may be processed through third-party payment providers such as Stripe, PayPal, or other payment platforms.
Payment processors may collect and process financial information according to their own privacy policies and terms.
Kathie Owen generally does not receive or store complete credit-card information when payments are processed directly by a third-party payment processor.
17. Third-Party Service Providers
We may use trusted third-party services to operate the website and business. These may include website hosting, analytics, email marketing, scheduling, payment processing, communications, file storage, video or podcast hosting, and other business technology providers.
These providers may process limited personal information as necessary to perform services on our behalf and are governed by their own privacy and security practices.
18. Cookies & Analytics
KathieOwen.com may use cookies and similar technologies necessary for website functionality, security, analytics, preferences, and other website features.
We may use website analytics tools to understand information such as traffic sources, page visits, general website usage, and engagement.
Depending on your location and the technologies used on the website, you may be presented with options for managing certain cookies or tracking technologies.
You may also control cookies through your browser settings, although disabling certain cookies may affect website functionality.
19. Email Communications
If you subscribe to Kathie Owen's email list, you may receive educational content, articles, videos, podcast updates, announcements, and information about services or offerings.
You may unsubscribe from marketing emails at any time by using the unsubscribe link contained in the email.
Certain transactional or service-related communications may still be sent when necessary to fulfill a purchase, administer an active engagement, or respond to your request.
20. Data Retention
We retain personal information only for as long as reasonably necessary for the purposes for which it was collected, to maintain appropriate business and transaction records, to fulfill contractual obligations, or to comply with applicable legal requirements.
Retention periods may vary depending on the type of information and the reason it was collected.
21. Data Security
We take reasonable administrative and technological measures to protect personal information within our control.
However, no website, electronic transmission, storage system, or internet-based communication method can be guaranteed to be completely secure.
You acknowledge this inherent risk when submitting information electronically.
22. Your Privacy Rights
Depending on where you reside, applicable privacy law may provide rights concerning your personal information, including rights to request access, correction, deletion, or information about how your personal data is used.
To make a privacy-related request, contact ko@kathieowen.com.
We may need to verify your identity before fulfilling certain requests, and some information may be retained when permitted or required by law.
23. Children's Privacy
KathieOwen.com and Kathie Owen's consulting services are not directed to children under the age of 16.
We do not knowingly collect personal information directly from children under 16 through this website. If we learn that such information has been collected inadvertently, we will take reasonable steps to address it.
24. International Visitors
KathieOwen.com is operated from the United States.
If you access the website from outside the United States, information you provide or that is collected through the website may be processed or stored in the United States or in other jurisdictions where our service providers operate.
Privacy and data-protection laws may differ from those in your country of residence.
25. Changes to These Terms & Policies
We may update these Terms, Disclosures, and Privacy Policy from time to time to reflect changes in the website, business practices, technology, services, or applicable requirements.
The "Last Updated" date at the top of this page will indicate when the page was most recently revised.
Your continued use of the website after an updated version is posted constitutes acceptance of the revised terms to the extent permitted by applicable law.
26. Severability
If any provision contained on this page is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.
27. Contact
Questions about these Terms, Disclosures, Privacy Policy, copyright permissions, or privacy requests may be directed to:
Kathie Owen Private Consultant
Kathie's Coaching and Consulting, LLC
Email: ko@kathieowen.com
KathieOwen.com
Thank you for visiting and for respecting the work, ideas, and community represented here.